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Finance up to 125% of MSRP*
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Rates starting at 3% APR*
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Terms from 6-84 Months

Are You Paying More Than 7.75% APR On Your Auto Loan?
Let us DRIVE your rate down!

Members often time find themselves paying more in interest than what they should. At Members Credit Union, no one will ever pay more than 7.75% APR, Guaranteed! All new and used auto loans come with no gimmicks, no jokes and you have our word your interest rate will be between 3.00% and 7.75% APR.*

Give us a try and let us save you money on your auto loan! 

  • Finance up to 125% of the MSRP of a new vehicle.
  • Finance new and used vehicles for a maximum term of 84 months (minimum $125 monthly payment).
  • Finance up to 125% of the NADA retail value for a used vehicle.
  • Include taxes, tags, extended warranty, titling fees and GAP (Guaranteed Asset Protection) insurance in your loan.

 

Save more money over the life of your car loan by financing with Members CU!

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*Rates and terms will vary depending on the age of the vehicle, loan amount and term of the loan. Current floor rate is 3.00%; maximum rate is 7.75%. As an example only, on a loan amount of $10,000 with a maximum term of 42 months and a 3% APR, the monthly payment amount would be $251.  Existing Members Credit Union auto loans do not qualify for this offer, and it cannot be combined with other special credit offers by Members Credit Union.  Rates and terms are subject to change.  Qualification for this special offer is subject to Members Credit Union's standard credit guidelines; not all applicants will qualify.
Low-cost Extended Warranty Program

MCU also offers a low cost extended warranty program to our members. Our extended warranty is usually less expensive than similar programs at the car dealership while providing more extensive coverage.

 
Credit Life and Disability Insurance

All of our vehicle loans come with the option of purchasing payment protection insurance at a nominal fee. In the unfortunate event that you cannot work due to a fatal or disabling injury, your loan will be covered by this insurance. This is just another way Members Credit Union is looking out for you.

Mechanical Repair Coverage

We offer mechanical repair coverage, powered by Forever Car. Visit our partner website to get a quote and peace of mind. Find Out More

 
Guaranteed Asset Protection Insurance

Members CU offers Guaranteed Asset Protection (GAP) Insurance through CUNA Mutual on new and used auto purchases. If your vehicle is totaled due to an accident or theft, GAP insurance will pay the difference between the actual cash value of your vehicle and the outstanding balance on your Members CU loan. If you use your GAP policy, CUNA Mutual will give you $1,000 for a down payment on your next vehicle, providing you finance at Members CU.

 



“Absolutely fantastic to work with. The interest rate vs. the bank was so much lower and I had my loan within the hour.”

— Mary Ann Cherry

Request more information to help you estimate your monthly payment!

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