Special Rate Offer for Everyday Heroes

MCU is offering a discount of 2% off of our current regular home improvement rate to say thank you to everyday heroes for stepping up during these unprecedented times. This special offer is available to Medical Professionals, Hospital Cleaning and Food Service Staff, Teachers, Child Care Workers, Law Enforcement, Front Line Grocery Store Workers, Military, Firefighters, and Non-Profit Employees.

MCU's home improvement loan is an affordable alternative to a home equity loan that gives you the money you need for home repairs or renovations to your house without putting the value you have in your home at risk. We offer two affordable tiers and you can finance up to $25,000 for up to 180 months.

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Home Improvement Loan Details

  1. A Home Improvement loan may only be used for a single-family detached home, townhouse, condominium, or duplex and can’t be used for mobile home improvements.
  2. The home must be the borrower’s primary home and cannot be a seasonal, vacation or rental property.
  3. Borrower must provide a quote or bid for the work and material list.

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Tier Borrow
Tier One Borrow up to $10,000 Up to 120 Months
Tier Two Up to 180 Months

View Current Rates

*Rates are subject to change at any time. Not all applicants will qualify. Loans are subject to membership eligibility, Terms & conditions may apply. Minimum loan amount of $500; the maximum loan amount of $25,000. Proof of income required for all loans. Please contact us at 1-800-951-8000 for more details.